Getting the keys to your first home is an exciting milestone. But once the celebration ends, the work of maintaining your home begins. Appliances will eventually break down, systems may malfunction, and repairs can be costly. Safeguard your new home with a home warranty.
Discover the Benefits of Home Warranties for New Homeowners
A home warranty provides affordable protection against unexpected home system and appliance breakdowns. For a small monthly or annual fee, repairs and replacements of covered items are taken care of by the warranty company's network of licensed contractors. No more stressing about having funds set aside for a new AC unit or water heater. Let the warranty cover it.
Home warranties also provide service calls for smaller repairs. Issues like clogged drains, electrical problems and more will be diagnosed and fixed, often with a small service fee. No need to locate and schedule contractors on your own. The warranty company handles the process for you.
Gain Valuable Budget Protection Now
As a new homeowner, a home warranty transfers the risk of unforeseen repair costs from you to the warranty company. Lock in coverage to avoid expensive equipment failures ruining your monthly budget. Gain the peace of mind that comes with having emergency home repairs and replacements covered.
Don't leave your exciting new investment vulnerable. Protect it with a comprehensive home warranty tailored to safeguard what matters most - your budget, your systems and your peace of mind.
How Do Home Warranties Work? Your Questions Answered
Purchasing your first home is a major milestone. But once you settle in, questions arise about maintaining and repairing home systems and appliances. How will you budget for a new AC unit or water heater when they inevitably need replacement? The solution - get a home warranty. But how do they work exactly? Here's what you need to know:
What Does a Home Warranty Cover?
Home warranties provide repair and replacement coverage for your major home systems and appliances in the event of breakdowns from normal wear and tear. This includes HVAC, electrical, plumbing, kitchen appliances, and more. Many plans allow you to customize coverage.
Do Warranties Cover All Home Repairs?
While comprehensive, warranties do not cover every possible home repair. Normal maintenance and small repairs like clogged drains are typically your responsibility or carry a service fee. Damage from lack of maintenance or accidents is also exempt. Read the contract closely.
How Do I File a Claim?
When a covered item breaks down, you simply contact your warranty company. Many have 24/7 claims hotlines. They dispatch a pre-approved contractor from their network to diagnose the issue. If needed, they will repair or replace the item for a small trade call fee you pay the contractor.
How Much Does a Home Warranty Cost?
Depending on your location, level of coverage, and provider, expect to budget $300 - $600 per year for a home warranty policy. Some companies offer lower priced options for buyers on a tight budget. Be sure to read reviews carefully when choosing.
Protect Your Budget from Costly Repairs
While not perfect, a home warranty can provide substantial budget protection for new homeowners worried about affording unexpected breakdowns. Do your research to find the right policy for your needs and home systems.